Services

At Pinder Bueckert & Associates Inc. we offer a full range of services to individuals and corporations having financial problems and/or cash flow problems. We offer a free initial consultation to provide you with advice pertinent to your specific situation. We are committed to finding the most appropriate solution for your financial matters. These services may range from basic debt counseling service to a formal debt re-structuring process including several options such as an informal debt re-structuring, a formal proposal to your creditors, or if required – bankruptcy.

We can assist you with tax, student loan, consumer, business and farm debt. If your situation will require a formal process our goal is to ensure that you make a fully informed decision that is right for you. Please review the information available through our web site and related links or contact us with any questions you may have.

You may also contact us and arrange for a free initial consultation. Our office is easily accessible, located in the east end of Saskatoon. We also arrange appointments in surrounding communities including Melfort, Prince Albert, Meadow Lake, etc.

Mission Statement: To provide accurate, thorough and timely information to the individuals and corporations of Saskatchewan requiring debt-restructuring assistance or the assistance of formal processes including proposals and bankruptcy.

Who we are:
Jeff Pinder and Karl Bueckert are licensed insolvency practitioners under the Office of the Superintendent of Bankruptcy and as such are officers of the court. They are also members of the Canadian Association of Insolvency and Re-structuring Practitioners as well as the Saskatchewan chapter. They each have in excess of twenty years working in the area of insolvency and creditor/debtor matters. We are a small office and take pride in the fact that we are able to give each individual and file the attentrion they deserve.

Our insolvency staff team also includes Joann Borkowski, Nicolle Pinder and Crystal Chambers who can assist you through the minefield of issues and problems that accompany financial issues. Joann and Nicolle are licensed estate administrators with over thirty years of combined experience working in this field and Crystal is our office administrator who ensures that the office is running smoothly and all details are attended to.

Consumer Insolvency

Consumer Insolvency is generally identified as an individual with consumer debt such as credit cards, bank or finance company loans, tax debt, student loans and personal loans who is no longer able to maintain their financial obligations.

Business Insolvency

A Business Insolvency is generally identified as any legal entity that is unable to meet financial obligations as they arise. This may include a corporation, a registered partnership, non-registered partnership or an individual whose business liabilities are more than 50% of the total of his debt load. These types of insolvencies may require some different applications and considerations when options are being reviewed. For example a corporation or registered partnership has no exemptions, a corporation generally cannot be discharged from bankruptcy and generally business insolvencies may file a commercial proposal rather than a consumer proposal with different rules and applications.

Agriculture Insolvency

An Agriculture Insolvency is generally identified as any legal entity that is unable to meet their financial obligations as they arise. This may include a corporation, a registered partnership, non-registered partnership or an individual whose business liabilities are more than 50% of the total of his debt load. These types of insolvencies may require some different applications and considerations when options are being reviewed. For example a corporation or registered partnership has no exemptions. A corporation generally cannot be discharged from bankruptcy and generally business insolvencies may file a commercial proposal rather than a consumer proposal which has some different rules and applications. In addition there may be other considerations such as personal guarantees, director liabilities, landlord/tenant issues, commercial liens legislation and other provincial and federal legislation that may have an impact on your situation.